Services
Four ways I can help.
Every profile is different — foreign investors, new arrivals to the US, current owners in Florida. These are the four situations I work with most often, paired with the financing programs that fit them.
It deserves to be made with clarity, not under pressure.
Good news: several solutions exist, even when your situation is complex — visa, limited credit history, foreign income. My role is to find them with you, and to structure a strong file.
What I do for you
- A complete review of your profile — income, credit, savings, residency status
- Clear explanation of the options that fit your situation
- A realistic estimate of your buying budget
- A solid pre-approval to strengthen your position when you make an offer
Refinancing can be a chance to bring your financing back in line with where you actually are today.
What it can change
- Lower your monthly payment
- Tap the equity you've built up in your home
- Optimize the structure of your financing for the long term
Every situation is different — and deserves a precise analysis, not a generic solution.
→ Let's define the right strategy to evolve your portfolio.
Many of my French-speaking clients buy in Florida without living here. This kind of project follows its own rules — and you don't have to be physically in the US to start the process.
I regularly work with investors from Europe, Canada, and elsewhere, at every stage:
- documentation for foreign or non-resident buyers
- structuring the file
- coordinating with your partners — accountant, attorney, real estate agent
The objective
Investing in Florida calls for a strategy, not just financing. I help you structure your project clearly and in a way that fits your profile — wherever you are.
Depending on your situation, your file can be structured through:
- A conventional loan If you have an established US credit history.
- An FHA program If you're an eligible resident.
- Bank statement financing If you're an entrepreneur or have non-traditional income.
- Tax-return or rental-income analysis For profiles whose income reads more clearly from tax returns or property rents.
But beyond the product itself, what makes the difference is how the file is structured.
Every profile has its strengths — and its constraints. My role is to look at your situation as a whole, identify the program that fits best, and maximize your chances of getting the best possible terms.
A question?
Not sure which option fits you?
A clear conversation, in French or English, to understand your profile and point you toward the right solution.